Effective June 2026

Terms of Service.

These terms govern use of this website. Engagements are governed by a separate written services agreement signed at the start of any retainer or project.

Use of this site

Content on smbbookkeeper.com is provided for informational purposes. Nothing here constitutes accounting, tax, legal, or investment advice. Specific guidance requires an engagement.

Services

All services — Ownable Books, Ownable Integration, LTEM Advisory, and Readiness projects — are delivered under a written services agreement that supersedes anything on this site. Pricing and scope shown here are indicative and confirmed at engagement.

No lender, broker, or fiduciary role

SMBbookkeeper is not a lender, mortgage broker, securities broker-dealer, investment adviser, or licensed M&A broker. We do not take referral fees from lenders. Any capital, acquisition, or exit transaction is between you and the counterparty.

Intellectual property

OWNABLE OS, OWNABLE Score, LTEM, ProfitFlow, and the Five Exits framework are proprietary frameworks of SMBbookkeeper and Bootstrapper. Client deliverables are owned by the client per the engagement agreement.

Limitation of liability

To the maximum extent permitted by law, SMBbookkeeper's aggregate liability for any claim arising from use of this site is limited to fees paid in the prior twelve months, if any.

Governing law

These terms are governed by the laws of the State of Delaware, without regard to conflict-of-laws principles. Any dispute is resolved exclusively in the state or federal courts located in Delaware.

Contact

Questions: legal@smbbookkeeper.com.

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