Tier I · $500 / month · The foundation
Ownable Books is the foundation. We close your month by the 5th, rebuild your chart of accounts to LTEM standards, and deliver a Financial Engine report that keeps you always capital-ready, always exit-ready, and always in control of your cash flow. By default, not by scramble. If we miss the 5th, the month is free.
Always capital-ready. Always exit-ready.
Start with a 25-minute diagnostic. No pitch.
Free · 25 min · No pitch · Reply within 1 business hour
The three pillars
Most bookkeeping is a tax-time chore. Ownable Books is a posture — three things you stop having to scramble for, ever again.
Capital
Always-ready
A lender could open your books tomorrow.
Exit
Always-ready
A buyer could open your books tomorrow.
Cash
Always in control
You know the position before close.
Who Ownable Books is for
You're between $500K and $10M in revenue
The sweet spot where bookkeeping stops being a side task and starts being a competitive advantage — or a liability.
Your books are 30+ days behind
Or you're genuinely not sure how behind they are. Either answer says the same thing.
You're doing it yourself at midnight
And the trade-off — your time for $500/month of savings — stopped making sense two revenue tiers ago.
Your bookkeeper sends a P&L with 30 open questions
That's not bookkeeping. That's homework with a worse user interface.
You want one firm that grows with you
Toward delegation, capital, and eventually exit — without switching providers every revenue stage.
What's included
Monthly close by the 5th business day
Categorized, reconciled, and signed off — every account, every month, no exceptions.
LTEM-standard chart of accounts
Rebuilt once so a lender, a buyer, or a CFO can read your P&L without translation.
Financial Engine report
The metrics owners actually need: trailing-twelve revenue, cash conversion days, owner take, debt service coverage.
Tax-ready year-end package
Delivered directly to your CPA in their preferred format — no January scramble.
QuickBooks Online or Xero
We work in your stack, not ours. No forced migrations, no double entry.
Direct line to a real human
US-based, named, replies within one business day. Not a ticket queue. Not a chatbot.
Bank, credit card, payroll, merchant reconciliations
All sources tied out to the penny, every month, with audit trail.
1099 prep + sales tax tracking
Vendor W-9s collected during onboarding so January 31 isn't a fire drill.
How onboarding works
Week 1
Diagnostic + access
Read-only access to your books, bank feeds, and last 24 months of statements. We tell you what's clean, what's broken, and what we'll fix first.
Week 2–3
Chart of accounts rebuild
Mapped to LTEM standards so the same P&L answers questions for you, your CPA, a lender, and a buyer.
Week 4
First close
Your first month closed by the 5th business day. Financial Engine report delivered. You sign off.
Ongoing
Monthly cadence locked
Close, report, review. Quarterly check-in to flag drift before it becomes a problem.
What you get every month
Closed books (every month, by the 5th)
Reconciled bank, card, payroll, merchant accounts
P&L, balance sheet, cash flow — three-statement, comparative
Financial Engine one-pager (the metrics that matter)
Year-end CPA hand-off package
1099s filed, sales tax tracked
Pricing
Month-to-month. Cancel anytime. Cleanup quoted separately if needed.
Proof
45 → 5
Days to close
Regional HVAC services
$4.2M revenue · 31 employees
Before
Books closed 45 days late. Owner doing payroll reconciliation at midnight. Two failed loan attempts in 18 months because the lender couldn't read the financials.
After
Month-end now closes on the 5th. Chart of accounts rebuilt to LTEM standards. $650K SBA line secured 45 days after we delivered the first lender-ready package.
Frequently asked questions
What's next
Tier II · $1,500/mo
When books are clean and the next bottleneck is you. We extract one ProfitFlow per month.
ExploreTier III · $2,500/mo
The full operating system. Embedded Integrator. Capital and exit pathways.
ExploreProject · from $15K
When clean books need to become a lender-ready package. 6–10 weeks.
ExploreMonth-to-month. Cancel anytime. Books closed by the 5th — or the month is free.
Free · 25 min · No pitch · Reply within 1 business hour